Supply chain financing platform

A supplier can sell its invoices to us at a discount as soon as the invoices are approved by their buyer.

Our Solution is Simple, to help both buyers and suppliers optimise their respective cashflow needs. We aim to achieve this by allowing buyers to maximise their payment period, while giving suppliers the immediate cashflow needed to keep their business running optimally.

With this flexible arrangement which puts both parties in a win-win situation, the productivity of their working capital increases and in turn allow them to have a reliable financial forecast.

 

Supply chain financing platform

A supplier can sell its invoices to us at a discount as soon as the invoices are approved by their buyer.

Our Solution is Simple; to help both buyers and suppliers optimise their respective cashflow needs. We aim to achieve this by allowing buyers to maximise their payment period, while giving suppliers the immediate cashflow needed to keep their business running optimally.

With this flexible arrangement which puts both parties in a win-win situation, the productivity of their working capital increases and in turn allow them to have a reliable financial forecast.

BUYER BENEFITS

Buyer-Seller Icon

Buyer-Supplier Relationship

Faster payment to the Supplier without affecting the Buyer’s comfortable period of repayment will help foster a stronger buyer-supplier relationship.

Supply Chain Icon

Stable
Supply Chain

Suppliers can fully focus on a smooth completion of their buyers’ projects or prompt delivery of their buyers’ goods without the unnecessary stress over their cashflow.

Finance Cost Icon

GREATER EFFICENCY WITH NO ADDED COST

The buyers can enjoy greater efficiency without additional cost. There is no cost charged to the buyers on our platform.

Liquidity Icon

Increased Liquidity

There is increased cashflow liquidity for the suppliers without adversely affecting the cashflow needs of the buyers.

BUYER BENEFITS

Buyer-Seller Icon

Buyer-Supplier Relationship

Faster payment to the Supplier without affecting the Buyer’s comfortable period of repayment will help foster a stronger buyer-supplier relationship.

Supply Chain Icon

Stable
Supply Chain

Suppliers can fully focus on a smooth completion of their buyers’ projects or prompt delivery of their buyers’ goods without the unnecessary stress over their cashflow.

Finance Cost Icon

GREATER EFFICENCY WITH NO ADDED COST

The buyers can enjoy greater efficiency without additional cost. There is no cost charged to the buyers on our platform.

Liquidity Icon

Increased Liquidity

There is increased cashflow liquidity for the suppliers without adversely affecting the cashflow needs of the buyers.

SUPPLIER BENEFITS

Efficiency Icon

Improved Efficiency

Fast access to the receivables as soon as goods, services or work done is approved. Once the Buyer approves an invoice, the Supplier can receive payment within two working days.

Cash Flow Icon

Cash Flow Control

Suppliers are in control of their cash flow for better financial forecasting
and growth.

Process Icon

Simple & Easy Process

Compared to a bank’s complicated credit assessment and process, our services make Supplier’s financing needs hassle-free.

Solutions Icon

Customized Solutions

We offer Suppliers the flexibility to finance only the invoices they need. Customized solutions allow the Supplier’s business to optimize cash flows by only paying for what they require

SUPPLIER BENEFITS

Efficiency Icon

Improved Efficiency

Fast access to the receivables as soon as goods, services or work done is approved. Once the Buyer approves an invoice, the Supplier can receive payment within two working days.

Cash Flow Icon

Cash Flow Control

Suppliers are in control of their cash flow for better financial forecasting
and growth.

Process Icon

Simple & Easy Process

Compared to a bank’s complicated credit assessment and process, our services make Supplier’s financing needs hassle-free.

Solutions Icon

Customized Solutions

We offer Suppliers the flexibility to finance only the invoices they need. Customized solutions allow the Supplier’s business to optimize cash flows by only paying for what they require

Detailed Process

Illustration on OFI’s process flow:

Example:
Greenwood Construction P/L “Greenwood” is a Buyer, and Starsun Building Material P/L “Starsun” is a Supplier.
Greenwood orders Granite stone product of $1,000,000 from Starsun.

1.Greenwood places the order from Starsun. Starsun issues a $1,000,000 invoice, with a payment credit term of 30 days.

2. Starsun sends the invoice to OFI for financing.

3. OFI sends the invoice to Greenwood for verification while Starsun arranges for the assignment of payment to OFI.

4. After Greenwood has acknowledged the payment assignment, OFI purchases the invoice at 90% and disburses the amount ($900,000) to Starsun within two working days. 


5. On due date, Greenwood makes the payment ($1,000,000) to OFI.

6. Transaction Completed.

Detailed Process

 

Illustration on OFI’s process flow:

Example:
Greenwood Construction P/L “Greenwood” is a Buyer, and Starsun Building Material P/L “Starsun” is a Supplier.
Greenwood orders Granite stone product of $1,000,000 from Starsun.

 

1.Greenwood places the order from Starsun. Starsun issues a $1,000,000 invoice, with a payment credit term of 30 days.

 

2. Starsun sends the invoice to OFI for financing.

 

3. OFI sends the invoice to Greenwood for verification while Starsun arranges for the assignment of payment to OFI.

 

 

4. After Greenwood has acknowledged the payment assignment, OFI purchases the invoice at 90% and disburses the amount ($900,000) to Starsun within two working days. 

 

5. On due date, Greenwood makes the payment ($1,000,000) to OFI.